Retirement Program

The Nevada System of Higher Education (NSHE) welcomes you to the web site for NSHE’s Retirement Program for employees.

Information on the Current Enhancements to the NSHE Retirement Plan


As an employee of NSHE, you are fortunate to be a participant in a multi-faceted Retirement Program that gives you every chance to accumulate significant retirement wealth over time that can be the source of funds for a high quality of life after your retirement.  The Retirement Program consists of the following retirement plans:

Guide to plan eligibility

Depending upon your employee classification and your personal financial circumstances, you may participate in more than one of these plans. Please refer to the following guide to plan eligibility.

Employee Classification Mandatory Eligibility Voluntary Eligibility Automatic Conditional Eligibility*
Faculty Retirement Plan Alternative



Tax Sheltered Annuity 403(b) Plan/Nevada Deferred Compensation Program



Excess Benefit Plan*

Professional Staff Retirement Plan Alternative
Classified Public Employees' Retirement System
Medical Resident Medical Resident/ Postdoctoral Scholar Plan
Postdoctoral Scholar Medical Resident/ Postdoctoral Scholar Plan
*Participation in this plan occurs only after participants have received the maximum allowable benefit under the RPA.


Enrolling in the program

Faculty and professional staff are required to participate in the RPA as a condition of employment with NSHE on the date of appointment. Medical residents and postdoctoral scholars are likewise required to participate in the Medical Resident/Postdoctoral Scholar Plan as a condition of employment with NSHE on the date of appointment.

Participation in the TSA is purely voluntary. Participation in the TSA is supplementary to participation in the mandatory plan and cannot replace participation in the mandatory plan. You can begin, resume, change, or discontinue your contributions to the TSA by accessing the NSHE Employee Self-Service Utility.

Participation in the Excess Benefit Plan is limited to those individuals who are not able to fully participate in the mandatory plan due to IRS imposed benefit restrictions.

Managing your money and keeping track of your account is the function of three providers or record keepers chosen by NSHE for these purposes: TIAA-CREF, VALIC, and Fidelity Investments. You decide which of the three providers is right for you. You may have multiple providers. In other words, you may direct contributions to one, two, or three of these providers.  You must direct a minimum of 25% of your contribution to each recordkeeper you chose. In case you do not choose a provider for your account, NSHE has designated Fidelity Investments as the default provider and your contributions will be directed there.

You can obtain the necessary enrollment materials from your campus benefits office. To learn more about our plans and how to enroll, visit the TIAA-CREF, VALIC or Fidelity Investments micro sites. 

Social Security

Nevada is one of seven states that have voluntarily opted out of the Social Security system. This means that while you are employed by NSHE neither you nor NSHE contribute to Social Security and you do not earn a Social Security benefit. It also means that if you have previously earned or at some future time earn a benefit from Social Security, the Social Security benefit you ultimately receive may be affected by your employment with a non-participating employer such as NSHE. To learn more about Social Security's so-called "Windfall Elimination Provision" visit the Social Security Administration website. You can also access an online calculator tool to help you understand how the Windfall Elimination Provision might affect you.

Retirement Plan Advisory Committee

The Retirement Plan Advisory Committee is tasked with advising the Chancellor's delegated authority on matters related to plan polcy and administration. For information about the Committee, including membership, meeting schedule and past meeting minutes, click here.

Retirement Program Review Process

The Retirement Plan Advisory Committee is currently engaged in a Chancellor-approved process of providing information to and soliciting input from NSHE faculty and staff about plan improvements leading to a possible Request for Proposals (RFP) from service providers in late 2012. For information about this important initiatve click here.


As part of the ongoing monitoring process, the Committee conducts comprehensive periodic reviews of the investment funds available in the Retirement Program. For detailed information about Retirement Program investment offerings, including detailed investment performance results, click here.